Essential Banking Interview Preparation Guide
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Banking Interview Questions and Answers will guide us that a bank is a financial institution. And licensed by the government. Its primary activities include borrowing and lending money. Many other financial activities were allowed over time. Learn Banking techniques concepts and get preparation for the Job in Bank with our Banking Interview Questions and Answers Guide.

33 Banking Questions and Answers:

Table of Contents:

Essential Banking Job Interview Questions and Answers

1 :: What is bank reconsideration statement?

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2 :: How to open a new bank account?

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3 :: The market value of a 10.5% stock, in which an income of Rs. 756 is derived by investing Rs. 9000, brokerage being 1/4%, is:
A. Rs. 108.25
B. Rs. 112.20
C. Rs. 124.75
D. Rs. 125.25

C. Rs. 124.75

4 :: A 12% stock yielding 10% is quoted at:
A. Rs. 83.33
B. Rs. 110
C. Rs. 112
D. Rs.120

D. Rs.120

5 :: Bella invests a part of Rs. 12,000 in 12% stock at Rs. 120 and the remainder in 15% stock at Rs. 125. If his total dividend per annum is Rs. 1360, how much does he invest in 12% stock at Rs. 120?
A. Rs. 4000
B. Rs. 4500
C. Rs. 5500
D. Rs. 6000

A. Rs. 4000

6 :: By investing Rs. 1620 in 8% stock, Michael earns Rs. 135. The stock is then quoted at:
A. Rs. 80
B. Rs. 96
C. Rs. 106
D. Rs. 108

B. Rs. 96

7 :: A man invests some money partly in 9% stock at 96 and partly in 12% stock at 120. To obtain equal dividends from both, he must invest the money in the ratio:
A. 3 : 4
B. 3 : 5
C. 4 : 5
D. 16 : 15

D. 16 : 15

8 :: Rs. 9800 are invested partly in 9% stock at 75 and 10% stock at 80 to have equal amount of incomes. The investment in 9% stock is:
A. Rs. 4800
B. Rs. 5000
C. Rs. 5400
D. Rs. 5600

B. Rs. 5000

9 :: A man invested Rs. 4455 in Rs. 10 shares quoted at Rs. 8.25. If the rate of dividend be 12%, his annual income is:
A. Rs. 207.40
B. Rs. 534.60
C. Rs. 648
D. Rs. 655.60

C. Rs. 648

10 :: A 6% stock yields 8%. The market value of the stock is:
A. Rs. 48
B. Rs. 75
C. Rs. 96
D. Rs. 133.33

B. Rs. 75

11 :: Laura invests a part of Rs. 12,000 in 12% stock at Rs. 120 and the remainder in 15% stock at Rs. 125. If his total dividend per annum is Rs. 1360, how much does he invest in 12% stock at Rs. 120?
A. Rs. 4000
B. Rs. 4500
C. Rs. 5500
D. Rs. 6000

A. Rs. 4000

12 :: The cost price of a Rs. 100 stock at 4 discount, when brokerage is 1/4% is:
A. Rs. 95.75
B. Rs. 96
C. Rs. 96.25
D. Rs. 104.25

C. Rs. 96.25

13 :: A 12% stock yielding 10% is quoted at:
A. Rs. 83.33
B. Rs. 110
C. Rs. 112
D. Rs. 120

D. Rs. 120

14 :: A man invested Rs. 1552 in a stock at 97 to obtain an income of Rs. 128. The dividend from the stock is:
A. 7.5%
B. 8%
C. 9.7%
D. None of these

B. 8%

15 :: A man buys Rs. 20 shares paying 9% dividend. The man wants to have an interest of 12% on his money. The market value of each share is:
A. Rs. 12
B. Rs. 15
C. Rs. 18
D. Rs. 21

B. Rs. 15

16 :: In order to obtain an income of Rs. 650 from 10% stock at Rs. 96, one must make an investment of:
A. Rs. 3100
B. Rs. 6240
C. Rs. 6500
D. Rs. 9600

B. Rs. 6240

17 :: The banker's discount of a certain sum of money is Rs. 72 and the true discount on the same sum for the same time is Rs. 60. The sum due is:
A. Rs. 360
B. Rs. 432
C. Rs. 540
D. Rs. 1080

A. Rs. 360

18 :: The certain worth of a certain sum due sometime hence is Rs. 1600 and the true discount is Rs. 160. The banker's gain is:
A. Rs. 20
B. Rs. 24
C. Rs. 16
D. Rs. 12

C. Rs. 16

19 :: The banker's gain on a bill due 1 year hence at 12% per annum is Rs. 6. The true discount is:
A. Rs. 72
B. Rs. 36
C. Rs. 54
D. Rs. 50

D. Rs. 50

20 :: The present worth of a certain bill due sometime hence is Rs. 800 and the true discount is Rs. 36. The banker's discount is:
A. Rs. 37
B. Rs. 37.62
C. Rs. 34.38
D. Rs. 38.98

B. Rs. 37.62

21 :: The true discount on a bill of Rs. 540 is Rs. 90. The banker's discount is:
A. Rs. 60
B. Rs. 108
C. Rs. 110
D. Rs. 112

B. Rs. 108

22 :: The banker's discount on a certain sum due 2 years hence is 11/10 of the true discount.
The rate percent is:
A. 11%
B. 10%
C. 5%
D. 5.5%

C. 5%

23 :: The banker's gain on a sum due 3 years hence at 12% per annum is Rs. 270. The banker's discount is:
A. Rs. 960
B. Rs. 840
C. Rs. 1020
D. Rs. 760

C. Rs. 1020

24 :: The banker's gain of a certain sum due 2 years hence at 10% per annum is Rs. 24. The present worth is:
A. Rs. 480
B. Rs. 520
C. Rs. 600
D. Rs. 960

C. Rs. 600

25 :: The banker's discount on Rs. 1600 at 15% per annum is the same as true discount on Rs. 1680 for the same time and at the same rate. The time is:
A. 3 months
B. 4 months
C. 6 months
D. 8 months

B. 4 months

Banking Interview Questions and Answers — 33 Banking Interview Questions and Answers