Pharmaceutical Question:

This is a common question. There is no clear consensus regarding
how your credit rating impacts your viability as a candidate.

I have surfed many pharmaceutical sales message boards looking fo
r information regarding the importance of a credit rating and its impact
on a hiring decision. I have read postings that swear it's important to
have a good credit rating; others say it is not important at all.

You have to remember that your potential employer will be entrusting
you with a company car, a company credit card and a company gasoline
card. You will be required to manage a territory budget of many
thousands of dollars each year. You may have to deal with cash advances
and other financial instruments.

Therefore, you can understand that some hiring managers may want to
use your credit report as a barometer of how you handle money.

In my opinion, you should not let your credit report prevent you from
applying for the job. As long as you don't have any bankruptcies or
liens against you, you should be in good shape.