Difficult ICICI Bank Ltd Interview Preparation Guide

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Be honest, give something that actually happened and is real. Choose something that is a failure but you were either able to salvage, fix or at the very least you’ve learned from. Focus on what you do now to prevent that failure in the future. With all of these questions, you need to prepare them in advance so you’re not caught off guard, and you have a solid, confident answer for.

This question is asked less and less because five years is an eternity. In certain professions it is an easy question. “I want to be (name your title). More likely you will say you want to advance to a level to have even greater responsibility, influence and impact. Always make it sound like you will still be with them for those five years just at a higher level and possibly in a new venture with them.

As a cashier, you will be working with the public at all times. It is essential that you provide excellent service and that your standards of service match your potential employer's. In your answer, highlight the importance of good service, identifying solutions and resolving issues to the customer's satisfaction.

Here the interviewer want to see your awareness regarding to career path in the job and what is your level of commitment to the post/ job of PO, Clerk or SO they offer.

Tell how you used your relationships within the organization to gain support or shift the thinking. It could be a new idea for training, product development or sales. Show how you presented it then how you worked around those that found it negative. Explain how you have used this experience to further improve.

I am currently working in this bank but i am planning to leave this because i want a job near my hometown.i.e in madhya pradesh that will be convienent for me.

Don’t be afraid to talk about their reputation “On the Street” and how you are a good fit. If they are viewed as aggressive for example, talk about how that fits with you, or the interest in where this culture can take the business. Avoid sugar coating your comments as the finance industry is too sophisticated to accept simplistic answers that don’t represent a deeper understanding.

Salary will be the main reason n would like Change my position in the next organisation

Must prepare for this question where interviewer wants to see the candidate’s attentiveness and knowledge of their surrounding and native place where he / she lives.

Business Formal with Tie

This is a tricky one. Always attribute the negatives to a few and not the entire group. “I guess some may think I can be too passionate and a bit defensive when it comes to a project I’m working on”. And maybe that’s true from their perspective. In general I get along with my co-workers, clients and vendors. We don’t always agree but we can work together to get the job done.”

Depends on position

Market risk
Explanation:
Market risks include equity risk, interest rate risk, currency risk, and commodity risk.

This is a common issue in service industries. When short-staffed, you can face long lines and frustrated customers. In this situation, it's important you recognize the role of politeness and efficiency. If even working at your fastest the lines keep lengthening, you need to tell the employer you would consult with your manager about calling in other workers or asking other employees to take over another register.

b) HDFC Bank

It was incorporated in 1994.

HDFC
Explanation:
No explanation is available for this question!

b) Central Bank of India

Central Bank was the first public bank to introduce credit card in India.

As in any negotiation the person who says the number first is at a disadvantage. You can try and say you are interested in the job and you are sure salary is fair and commensurate with industry levels. If pushed you say you are looking for a “total compensation package in the range of ___to____”. In some companies they will insist on a W2 form so don’t lie about current salary.

It is the most significant question and your assortment based on the answer of this question. So you should get ready for it & not provide a awful effect on the interviewer.

IDRBT
Explanation:
Institute for Development & Research in Banking Technology is a banking research institute established by Reserve Bank of India in 1996.

1894
Explanation:
Punjab National Bank is an Indian financial services company based in New Delhi founded in 1894.

MSF
Explanation:
Marginal Standing Facility (MSF) has been introduced by RBI with the main aim of reducing volatility in the overnight lending rates in the inter-bank market and to enable smooth monetary transmission in the financial system.

Return of the cheque unpaid
Explanation:
Insufficient fund, the death of the drawer, irregular signature, non-existing account, bankruptcy, frozen account, when there is attention, a post-dated cheque, if there is difference between the amount written in words and that in figures, when payment is stopped are the reasons why most bank cheques are being dishonoured.

c) Syndicate Bank

The bank was known as Canara Industrial and Banking Syndicate Limited at the time of establishment.

Core Banking Solution
Explanation:
Core Banking Solution (CBS) is a delivery channel for quick and fast delivery.