IELTS Speaking Test Question:

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I think it is probably when you are at work. When out of work, it's not really going to affect things too much, or at least only yourself, if you are late to meet friends or for an appointment, or if you are getting things done in your house. But at work, it will cause problems if you don't manage your time effectively because you could miss deadlines or miss appointments. You could lose your job. So at work is when it is most important to manage your time.