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Can you please explain the difference between NTFS & FAT?

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Answer:

★ NTFS is the current file system used by Windows. It offers features like security permissions (to limit other users' access to folders), quotas (so one user can't fill up the disk), shadowing (backing up) and many other features that help Windows.
★ FAT32 is the older Microsoft filesystem, primarily used by the Windows 9X line and Window could be installed on a FAT32 parition up to XP. In comparision, FAT32 offers none of what was mentioned above, and also has a maximum FILE (not folder) size of 4GB, which is kind of small these days, especially in regards to HD video.

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