Death Benefits Clerk Question:

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Explain me what is General Insurance policy? What does it cover?

Death Benefits Clerk Interview Question
Death Benefits Clerk Interview Question

Answer:

General Insurance is basically an insurance policy that protects you from losses and damages other than covered by life insurance. For example it covers

a) Personal property such as car or house

b) Accident and health Insurance

c) Liability Insurance – legal Liabilities

d) Property against natural calamities like flood, fire, earthquake etc.

e) Burglary and theft

f) Coverage on transport vehicles carrying goods like Cargo Ship

g) Coverage against machinery breakdown

h) Travel

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Tell us is it possible to restrict the premium payment for a lesser number of years than the duration of thepolicy?Explain me how to claim the policy?